If you are looking for independent financial advice or not sure what ISA you need contact us. Below are the types of ISA's you can get advice on:

 

- Cash ISA's

 

- Stocks and shares ISA'S

 

 

 

By looking at your situation we can work out which ISA is most suitable for you. This will depend on your circumstances and your risk profile.





You can now transfer some or all of your previous Cash ISAs into a Stocks & Shares ISA without affecting your annual ISA investment allowance. But you can’t transfer Stocks and Shares ISAs to Cash ISAs.

Furthermore, through the use of Fund Supermarkets we can access over 1000 ISA, OEIC and Unit Trust funds from over 60 of the UK’s leading fund groups.

As an Independent Financial Adviser (IFA), we will use our independence and expertise to recommend the most appropriate Investment(s) for you based on your circumstances, needs, attitude to risk and objectives.

 

What is an Investment ISA?

This Investment ISA is a Stocks and Shares ISA. It enables you to invest your money in a choice of funds with different investment objectives and can be a tax-efficient way of investing, whether you're looking for regular income or capital growth. This Investment ISA gives you the choice and flexibility to get what you want from your investments.

 

  • The range of funds means it appeals to a broad range of investors.
  • It can provide you with a regular income, capital growth or a mix of the two.
  • When you invest in an Investment ISA, any returns are free from UK income and capital gains tax.
  • Under the 2008/09 tax rules, you can invest up to a maximum of £7,200 a year or £600 a month in an Investment ISA. You can keep your ISA for as long as you like but it should be regarded as a medium-to long-term investment. Remember, the value of your investment and any income from it can go down as well as up and isn't guaranteed. You may get back less than the value of your original investment and tax rules may change in future.